IDFC FIRST WOW! Black Credit Card

IDFC FIRST Bank · ₹750 a year · fee waived on ₹1,50,000 of annual spend

A travel-leaning card with zero forex markup.

What the bank says

• Up to 4X points
• 1 point = ₹0.50 on flights and hotels in the IDFC FIRST app
• Zero foreign currency markup

Things that catch people out

• The page does not set out the full earn rate, so it is not ranked.

Joining fee: ₹750. Foreign currency markup: 0%.

Read from IDFC FIRST Bank’s own page on 2026-09-16.

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