IndusInd Bank Samman RuPay Credit Card

IndusInd Bank · ₹199 a year

A basic cashback card for government employees.

Base rate: 1% cashback.

What the bank says

• 1% cashback on retail spends, up to ₹200 a month
• UPI payments on RuPay
• Fuel and railway surcharge waivers

Things that catch people out

• Only for government sector employees.
• Cashback stops at ₹200 a month, that is, on the first ₹20,000 you spend.
• Fees are as listed in IndusInd Bank’s Most Important Terms and Conditions.

Joining fee: ₹0. Foreign currency markup: not published.

Read from IndusInd Bank’s own page on 2026-09-16.

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