J&K Bank Platinum Credit Card

J&K Bank · ₹200 a year · fee waived on ₹75,000 of annual spend

J&K Bank’s Platinum credit card.

What the bank says

• No joining fee
• Annual fee waived on ₹75,000 of purchases in the year
• Renewal fee ₹200 plus GST

Things that catch people out

• J&K Bank’s pages do not set out the reward rules, so the card is listed with its facts and not ranked.
• J&K Bank states the renewal fee (₹200) for every variant but the Platinum annual fee separately is not given, so we use ₹200.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: ₹200
• Fee waived at: ₹75,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: not published

Read from J&K Bank’s own page on 2026-10-06.

More from J&K Bank

• J&K Bank Gold Credit Card
• J&K Bank World Credit Card

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