Canara Bank Mastercard Gold Secured Credit Card

Canara Bank · Lifetime free

A Mastercard Gold card issued against a fixed deposit, so no income proof is needed.

What the bank says

• No annual, joining or enrolment fee
• 2 reward points per ₹100 on point-of-sale and online spends
• 3% foreign currency markup

Things that catch people out

• Canara Bank gives 2 reward points per ₹100 but states no rupee value for a point on this card’s page, so we do not rank it.
• Canara Bank charges ₹150 a year if you spend less than ₹12,000 on the card in the card year.
• It is issued against a fixed deposit with Canara Bank.

Joining fee: ₹0. Foreign currency markup: 3%.

Read from Canara Bank’s own page on 2026-09-30.

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