Amazon Pay ICICI Bank Credit Card

ICICI Bank · Lifetime free

Free for life with no caps, and the strongest card going if much of your shopping is on Amazon.

Base rate: 1% cashback.

What the bank says

• Up to 5% unlimited rewards on Amazon for Prime members, 3% for non-Prime members
• 1% unlimited rewards on all other spends
• Rewards are credited as Amazon Pay balance and never expire
• Lower forex mark-up of 1.99% on international spends
• No joining or annual fee

Where it pays more

• 5% on Amazon for Prime members, credited as Amazon Pay balance

Things that catch people out

• The 5% assumes you have Amazon Prime. Without Prime it is 3% on Amazon.
• Rewards arrive as Amazon Pay balance, so they are only useful if you shop or pay through Amazon.
• The 2% ICICI gives at Amazon Pay partner merchants is not included, because we cannot tell how much of your spending goes there.

Joining fee: ₹0. Foreign currency markup: 1.99%.

Read from ICICI Bank’s own page on 2026-09-16.

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