ICICI Bank Platinum Chip Credit Card

ICICI Bank · Lifetime free

ICICI’s free-for-life basic card.

What the bank says

• No joining or annual fee
• Reward points on almost every purchase
• 1% fuel surcharge waiver at HPCL pumps

Things that catch people out

• The page does not spell out the earn rate in words, so it is not ranked yet.

Joining fee: ₹0. Foreign currency markup: 3.5%.

Read from ICICI Bank’s own page on 2026-09-16.

All 385 cards · Your best cards