ICICI Bank Rubyx Credit Card

ICICI Bank · ₹2,000 a year · fee waived on ₹3,00,000 of annual spend

A mid-tier ICICI card with lounge access and spend milestones.

What the bank says

• Joining fee ₹3,000; annual fee ₹2,000, waived for the next year on spends over ₹3 lakh
• 3,000 reward points on ₹3 lakh of annual spend and 1,500 more for every additional ₹1 lakh, up to 15,000 a year
• 2 domestic airport lounge visits and 8 railway lounge visits
• Vouchers worth over ₹15,000

Things that catch people out

• ICICI shows this card’s earn rate only in a visual table, which we could not read, so it is not ranked yet.

Joining fee: ₹3,000. Foreign currency markup: not published.

Read from ICICI Bank’s own page on 2026-09-16.

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