RBL Bank Platinum Maxima Credit Card

RBL Bank · ₹2,000 a year

A mid-tier card for groceries and eating out.

Base rate: 0.5% as Reward Point.

What the bank says

• 10 reward points per ₹100 on dining, groceries, entertainment and international spends
• 2 points per ₹100 on the rest
• 8,000 welcome points
• 1 domestic lounge visit a quarter on ₹35,000 of spend

Where it pays more

• 2.5% on dining, groceries, entertainment and international spends (10 points per ₹100), up to 1,000 points a month

Things that catch people out

• No points on fuel, rent, utilities, insurance, education, wallet loads or government payments.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹2,000. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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