IndianOil RBL Bank XTRA Credit Card

RBL Bank · ₹1,500 a year · fee waived on ₹2,75,000 of annual spend

The bigger IndianOil fuel card.

Base rate: 0% as Fuel Point.

What the bank says

• 15 Fuel Points per ₹100 at IndianOil, which RBL Bank calls 7.5% value back with the surcharge waiver
• 1% fuel surcharge waiver up to ₹200 a month

Where it pays more

• 6.5% at IndianOil stations (15 Fuel Points per ₹100)

Things that catch people out

• We assume 90% of your fuel is bought at IndianOil. The 7.5% includes the 1% surcharge waiver, so we count 6.5%.
• The page does not state what other spends earn, so we count nothing.

Joining fee: ₹1,500. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

All 385 cards · Your best cards