Kotak Zen Signature Credit Card

Kotak Mahindra Bank · ₹1,500 a year · fee waived on ₹1,50,000 of annual spend

A shopping card.

What the bank says

• 10 Zen points per ₹150 on apparel, lifestyle, department stores and jewellery
• 5 Zen points per ₹150 on other spends
• Up to 6,500 points a month

Things that catch people out

• Kotak’s page does not state what a Zen point is worth, so it is not ranked.

Joining fee: ₹1,500. Foreign currency markup: not published.

Read from Kotak Mahindra Bank’s own page on 2026-09-16.

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