Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank · ₹1,499 a year · fee waived on ₹3,00,000 of annual spend

Earns 1.5% almost everywhere and 5% or more with Tata brands.

Base rate: 1.5% as NeuCoin.

What the bank says

• 5% back as NeuCoins on Tata Neu and partner Tata brands, plus 5% more with NeuPass on selected categories
• 1.5% back as NeuCoins on other spends
• 0.5% on UPI, up to 500 NeuCoins a month
• 8 domestic lounge visits (on ₹50,000 of spend a quarter) and 4 international visits a year

Things that catch people out

• The 5% at Tata brands is not in our figure. NeuCoins can only be spent with Tata Neu and partner Tata brands.
• UPI earns 0.5%, which our figure does not count.
• NeuCoins on groceries, utilities, telecom and insurance are each capped at 2,000 a month.

Joining fee: ₹1,499. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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