HDFC Bank PIXEL Go Credit Card

HDFC Bank · ₹250 a year · fee waived on ₹50,000 of annual spend

A digital card managed in the PayZapp app.

What the bank says

• 1% cashback on eligible spends
• 5% cashback on SmartBuy
• 1% on UPI with the RuPay variant
• Lifetime free when you apply online

Things that catch people out

• HDFC Bank’s page does not state what a PIXEL CashPoint is worth, so it is not ranked.

Joining fee: ₹250. Foreign currency markup: 3.5%.

Read from HDFC Bank’s own page on 2026-09-16.

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