HDFC Bank Diners Club Privilege Credit Card

HDFC Bank · ₹1,000 a year · fee waived on ₹3,00,000 of annual spend

A mid-tier Diners Club card that rewards food delivery.

Base rate: 0.4% as Reward Point.

What the bank says

• 4 reward points per ₹200
• 5X points on Swiggy and Zomato
• Up to 10X points via SmartBuy
• 3 lounge vouchers a quarter on ₹60,000 of spend in the previous quarter

Where it pays more

• 2% on Swiggy and Zomato (5X points), with the extra points capped at 2,500 a month

Things that catch people out

• Points are worth ₹0.50 each on flights and hotels booked through HDFC Bank SmartBuy. Tell us you redeem for travel and we use that value; otherwise we use the cashback value.
• Diners Club cards are not accepted everywhere in India.

Joining fee: ₹1,000. Foreign currency markup: 3.5%.

Read from HDFC Bank’s own page on 2026-09-16.

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