BOBCARD Premier Credit Card

BOBCARD · ₹1,000 a year · fee waived on ₹1,20,000 of annual spend

A mid-tier card for dining and travel.

Base rate: 0.5% as Reward Point.

What the bank says

• 10 reward points per ₹100 on dining, travel and international spends
• 2 points per ₹100 on the rest
• 1 domestic lounge visit a quarter on ₹20,000 of spend
• No joining fee from 1 September 2026

Where it pays more

• 2.5% on dining, travel and international spends (10 points per ₹100), with the extra points capped at 2,000 a month

Things that catch people out

• UPI and utility payments earn only the core rate, not the accelerated one.

Joining fee: ₹0. Foreign currency markup: not published.

Read from BOBCARD’s own page on 2026-09-16.

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