HPCL Energie BOBCARD Credit Card

BOBCARD · ₹499 a year · fee waived on ₹50,000 of annual spend

A fuel card for HPCL customers.

Base rate: 0.33% as Reward Point.

What the bank says

• 4% back at HPCL outlets plus the 1% surcharge waiver
• 10 points per ₹150 on utilities and department stores
• 2 points per ₹150 on the rest

Where it pays more

• 4% on fuel at listed HPCL outlets (24 points per ₹150), up to 1,000 points a month
• 1.67% on utility bills (10 points per ₹150), up to 1,000 points a month

Things that catch people out

• We assume 90% of your fuel is bought at HPCL outlets on BOBCARD’s list; other pumps earn nothing.

Joining fee: ₹499. Foreign currency markup: not published.

Read from BOBCARD’s own page on 2026-09-16.

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