BOBCARD Cashback Credit Card

BOBCARD · ₹499 a year

A simple 5% online, 1% everywhere else cashback card.

Base rate: 1% cashback.

What the bank says

• 5% cashback on online spends; the extra 4% is capped at ₹1,500 a month
• 1% cashback on all other spends, including abroad
• Cashback credited to your bill automatically
• Pay ₹499 a year or ₹49 a month

Where it pays more

• 5% on online spends (1% plus 4% extra, the extra capped at ₹1,500 a month)

Things that catch people out

• The 5% needs at least 4 transactions in the month.
• No cashback on fuel, transactions under ₹100 or some merchant categories.

Joining fee: ₹499. Foreign currency markup: not published.

Read from BOBCARD’s own page on 2026-09-16.

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