Apollo SBI Card SELECT

SBI Card · ₹1,499 a year · fee waived on ₹3,00,000 of annual spend

A premium health card; its points can only be used for Apollo health services.

Base rate: 0.5% as Reward Point.

What the bank says

Where it pays more

Things that catch people out

Joining fee: ₹1,499. Foreign currency markup: not published.

Read from SBI Card’s own page on 2026-09-16.

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