BPCL SBI Card

SBI Card · ₹499 a year · fee waived on ₹1,00,000 of annual spend

An entry fuel card for BPCL customers.

Base rate: 0.25% as Reward Point.

What the bank says

• 4.25% value back at BPCL pumps: 13X points plus the 1% surcharge waiver, up to 1,300 points a month
• 5 reward points per ₹100 on dining, departmental stores, groceries and movies
• 1 reward point per ₹100 on other spends
• Fee reversed on annual spends of ₹1 lakh

Where it pays more

• 3.25% at BPCL pumps (13X points), up to 1,300 points a month
• 1.25% on dining, departmental stores and groceries, up to 5,000 points a month

Things that catch people out

• SBI Card’s 4.25% includes the 1% fuel surcharge waiver, which only offsets the surcharge. We count the 3.25% in points.
• We assume 90% of your fuel is bought at BPCL; other pumps earn nothing.

Joining fee: ₹499. Foreign currency markup: not published.

Read from SBI Card’s own page on 2026-09-16.

All 385 cards · Your best cards