Bank of Maharashtra SBI Card PRIME

SBI Card · ₹2,999 a year · fee waived on ₹3,00,000 of annual spend

A mid-tier rewards card with 2.5% on eating out and groceries, and generous lounge access.

Base rate: 0.5% as Reward Point.

What the bank says

• 10 reward points per ₹100 on dining, departmental stores and groceries
• 2 reward points per ₹100 on all other retail spends, except fuel
• 8 domestic and 4 international Priority Pass lounge visits a year
• Renewal fee waived on annual spends of ₹3 lakh
• 4 reward points = ₹1 against your card bill

Where it pays more

• 2.5% on dining, departmental stores and groceries (10 points per ₹100), up to 7,500 points a month

Things that catch people out

• Issued by SBI Card for Bank of Maharashtra customers.
• SBI Card’s terms cap the 10-point rate at 7,500 points (₹1,875) a month.
• Milestone vouchers and bonus points on utility standing instructions are not in our figure.

Joining fee: ₹2,999. Foreign currency markup: not published.

Read from SBI Card’s own page on 2026-09-16.

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