Axis Bank Horizon Credit Card

Axis Bank · ₹3,000 a year

A travel card earning 2% in miles everywhere and 5% on flights booked direct.

Base rate: 2% as EDGE Mile.

What the bank says

• 5 EDGE Miles per ₹100 on Axis Travel EDGE and direct airline websites
• 2 EDGE Miles per ₹100 on all other spends; 1 EDGE Mile = ₹1
• 8 domestic lounge visits a quarter on Visa (6 on Mastercard) and 2 international visits a quarter
• 1,500 EDGE Miles worth ₹1,500 on completing each card anniversary year

Where it pays more

• 5% on Axis Travel EDGE and direct airline websites

Things that catch people out

• Axis gives EDGE Miles a rupee value only when they pay for flights and hotels on Travel EDGE, so this card is ranked only if you tell us you redeem for travel.
• Online travel agencies earn the standard 2 miles, not 5.
• Utilities, insurance, rent and fuel earn nothing.
• Joining and annual fees are nil for Burgundy customers who opened their account on or after 1 July 2026.
• The 1,500 anniversary miles are not included in our figure; they offset half the annual fee.

Joining fee: ₹3,000. Foreign currency markup: 3.5%.

Read from Axis Bank’s own page on 2026-09-16.

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