Axis Bank My Zone Credit Card

Axis Bank · ₹500 a year

An entertainment-focused card whose value is mostly in its OTT and dining offers, not points.

Base rate: 0.4% as EDGE REWARD Point.

What the bank says

• 4 EDGE REWARD points for every ₹200 spent
• 1,000 EDGE REWARD points on annual spends of ₹1.5 lakh
• Complimentary Sony LIV Premium annual subscription
• One airport lounge visit a quarter

Things that catch people out

• No points on utilities and telecom, rent, wallet loads, government payments, insurance, gold or fuel.

Joining fee: ₹500. Foreign currency markup: 3.5%.

Read from Axis Bank’s own page on 2026-09-16.

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