Flipkart SBI Card

SBI Card · ₹500 a year · fee waived on ₹3,50,000 of annual spend

Built for Flipkart and Myntra shoppers, with 1% on everything else.

Base rate: 1% cashback.

What the bank says

• 5% cashback on Flipkart, capped at ₹4,000 a quarter
• 7.5% cashback on Myntra, capped at ₹4,000 a quarter
• 4% cashback at select merchants, capped at ₹4,000 a quarter
• Unlimited 1% cashback on other eligible spends
• Renewal fee reversed on annual spends of ₹3.5 lakh

Where it pays more

• 5% on Flipkart, capped at ₹4,000 a quarter

Things that catch people out

• We assume 40% of your online shopping is on Flipkart. The quarterly ₹4,000 cap is counted as ₹1,333 a month.
• The 7.5% on Myntra, 5% on Cleartrip and 4% at select merchants are not in our figure, so heavy Myntra shoppers will earn more.
• No cashback on fuel, rent, utilities, insurance, wallets, education, jewellery, railways, gaming, government payments or EMI purchases.

Joining fee: ₹500. Foreign currency markup: 1.99%.

Read from SBI Card’s own page on 2026-09-16.

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