RBL Bank Binge Credit Card

RBL Bank · ₹999 a year · fee waived on ₹1,00,000 of annual spend

An online shopping card with a small monthly cap.

Base rate: 0.25% as Reward Point.

What the bank says

• 12 reward points per ₹100 online, up to 800 points a month
• 1 point per ₹100 on the rest
• 2 domestic lounge visits a year on ₹15,000 of spend a quarter

Where it pays more

• 3% on online spends (12 points per ₹100), up to 800 points a month

Things that catch people out

• No points on fuel, rent, utilities, insurance, education, wallet loads or government payments.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹999. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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