IRCTC RBL Bank Credit Card

RBL Bank · ₹500 a year

A card for train travellers; points are spent on IRCTC.

Base rate: 0.5% as Reward Point.

What the bank says

• 5 reward points per ₹200 on IRCTC train tickets
• 1 point per ₹200 on other spends
• 1 point = ₹1 on IRCTC
• 1% train booking charge reversed

Where it pays more

• 2.5% on IRCTC train tickets (5 points per ₹200)

Things that catch people out

• Points are redeemed on IRCTC. We assume half your travel spending is on train tickets.

Joining fee: ₹500. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

All 385 cards · Your best cards