ICICI Bank Emeralde Credit Card

ICICI Bank · ₹12,000 a year · fee waived on ₹10,00,000 of annual spend

A premium ICICI card with unlimited lounge access.

What the bank says

• Unlimited domestic and international airport lounge access
• Reduced mark-up fee on international transactions
• Annual fee waived for the next year on spends over ₹10 lakh

Things that catch people out

• The card page does not spell out the earn rate in words, so it is not ranked yet.

Joining fee: ₹12,000. Foreign currency markup: not published.

Read from ICICI Bank’s own page on 2026-09-16.

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