Edge CSB Bank RuPay Credit Card (Jupiter)

CSB Bank · Lifetime free

A free RuPay credit card from Jupiter that pays most on UPI payments.

What Edge CSB Bank RuPay Credit Card (Jupiter) really returns

On a typical ₹50,000 a month of card spend, with points counted as cashback, Edge CSB Bank RuPay Credit Card (Jupiter) returns about ₹2,049 a year after its fee (0.34% of spend). That ranks 188 out of 260 cards SahiCard can score. Earns most on upi payments (₹840) and online shopping (₹336). Put in your own spending to see your figure, with the working shown.

Best credit cards for ₹50,000 a month · All guides

Base rate: 0.28% as Jewel.

What the bank says

10% Jewels on UPI payments from the card, 2% Jewels on all other spends
10% cashback on one category you choose: travel, food or shopping
Up to 15,000 Jewels in a billing cycle
1% fuel surcharge waiver
No annual fee. Welcome voucher of ₹250

Where it pays more

1.4% on UPI payments from the credit card (10 Jewels per ₹100), up to 15,000 Jewels a billing cycle

Things that catch people out

Jupiter states Jewels at ₹0.14 against the statement, so 10 Jewels per ₹100 on UPI is 1.4% and 2 Jewels per ₹100 elsewhere is 0.28%. Redeemed for flights or vouchers a Jewel is worth ₹0.20, which would make the card pay more.
The 10% cashback on a category you choose is not counted, because Jupiter does not state its cap separately.
No rewards on fuel, rent, utilities, insurance, wallet loads, government payments, EMI or telecom.
Jupiter’s page says the joining fee is nil for a limited period; check it before applying.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

Annual fee: none, free forever
Fee waived at: no fee to waive
Domestic lounge visits: not published
Minimum income: not published

Read from CSB Bank’s own page on 2026-10-06.