DCB ZET Credit Card

DCB Bank · Lifetime free

A lifetime free RuPay card backed by a small fixed deposit, meant for building a credit history.

What the bank says

• Lifetime free with no renewal fee
• Fixed deposit from ₹2,000; credit limit is 90% of it, up to ₹10 lakh
• No income proof required
• Discounts and cashback across more than 80 brands and categories
• Set your limit from the ZET app

Things that catch people out

• It is a secured card, backed by a fixed deposit or savings balance with DCB Bank.
• Its rewards are discounts and coins with no stated rupee value, so we do not rank it.

Joining fee: ₹0. Foreign currency markup: 2.49%.

Read from DCB Bank’s own page on 2026-09-30.

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