Federal Bank RuPay Wave Credit Card

Federal Bank · Annual fee not published

A second RuPay card linked to a Federal credit card, for UPI payments.

What the bank says

• A floater card linked to your primary Federal credit card, sharing its limit
• 1 reward point for every ₹200 spent
• 1,000 bonus points on spending ₹50,000 in a quarter
• Enabled for UPI payments on issue
• 10% cashback (up to ₹100) on one UPI payment of ₹150 or more in the first 30 days

Things that catch people out

• It is only available as an add-on to a primary Federal credit card, and Federal’s page does not say what a point is worth, so it is not ranked.
• Federal’s fee table sits behind a tab we could not read, so no fee is shown.

Joining fee: not published. Foreign currency markup: not published.

The facts

• Annual fee: not published
• Fee waived at: no waiver published
• Domestic lounge visits: not published
• Minimum income: not published

Read from Federal Bank’s own page on 2026-09-30.

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