Kotak Royale Signature Credit Card

Kotak Mahindra Bank · ₹999 a year · fee waived on ₹1,00,000 of annual spend

A mid-tier travel and dining card.

What the bank says

• 4 reward points per ₹150 on hotels, restaurants, travel and airlines; 2 on the rest
• Up to 30,000 bonus points on ₹8 lakh of annual spend
• Foreign currency markup of 2%

Things that catch people out

• Kotak’s page does not state what a point is worth, so it is not ranked.

Joining fee: ₹1,499. Foreign currency markup: 2%.

Read from Kotak Mahindra Bank’s own page on 2026-09-16.

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