KVB Eternis Credit Card

Karur Vysya Bank · ₹29,999 a year

A premium Mastercard that returns 2% in points on everything and more on travel and dining, for a ₹29,999 fee.

What the bank says

• 2 reward points per ₹100 spent, 3X on airline, hotel, dining and luxury shopping
• 1 reward point = ₹1
• 10,000 reward points on activation
• Welcome benefits: a night at a Postcard hotel, one year of MindEscapes, EazyDiner and Club Marriott memberships
• 15% off business class fares on Qatar Airways, Lufthansa and Air India
• Zero foreign currency markup
• Credit limit from ₹5 lakh to ₹50 lakh

Things that catch people out

• KVB does not publish this card’s reward caps or exclusions, and so we list it without ranking it.
• Fees are ₹29,999 plus GST for joining and again each year. The page gives no fee waiver.
• The page does not say which spends earn the 3X rate beyond airline, hotel, dining and luxury shopping.

Joining fee: ₹29,999. Foreign currency markup: 0%.

Read from Karur Vysya Bank’s own page on 2026-09-30.

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