PNB KIWI Co-Branded RuPay Credit Card

Punjab National Bank · ₹750 a year · fee waived on ₹1,50,000 of annual spend

A co-branded card for UPI scan-and-pay, paying cashback as Kiwis.

What the bank says

• 0.5% cashback in Kiwis on online spends and 1.5% on scan-and-pay UPI spends
• Monthly cap on Kiwis of 1% of the card’s credit limit
• Lounge access on spends of ₹50,000
• Virtual card has no fee

Things that catch people out

• The cashback is paid as Kiwis, and PNB does not state their rupee value, so the card is not ranked.

Joining fee: ₹500. Foreign currency markup: not published.

The facts

• Annual fee: ₹750
• Fee waived at: ₹1,50,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: ₹2,50,000 a year

Read from Punjab National Bank’s own page on 2026-10-06.

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