Standard Chartered DigiSmart Credit Card

Standard Chartered · Annual fee not published

A card with a small monthly fee instead of an annual one, built around discounts on online brands.

What the bank says

• Charged INR 49 a month instead of an annual fee, waived in months you spend above the bank's threshold
• Up to 20% off on Zomato, Blinkit and more
• Cashback on Ola cab bookings

Things that catch people out

• Its fee is monthly rather than annual, which our figures do not model yet.

Joining fee: not published. Foreign currency markup: not published.

Read from Standard Chartered’s own page on 2026-09-16.

All 385 cards · Your best cards