Standard Chartered Platinum Rewards Credit Card

Standard Chartered · No annual fee

A card that is effectively free for life, with extra points on dining and fuel.

Base rate: 0.17% as Reward Point.

What the bank says

• 5 reward points for every INR 150 spent on dining and on fuel, with no limit on monthly rewards
• 1 reward point for every INR 150 on all other categories
• Lifetime free once you spend Rs 500 within 30 days of getting the card

Where it pays more

• 0.83% on fine dining and fuel, with no monthly limit

Things that catch people out

• A one-time ₹250 fee is charged unless you spend ₹500 within 30 days of getting the card; after that there is no annual fee.
• Standard Chartered does not state a point value on this card's page; we use the ₹0.25 a point it states for its 360° Rewards catalogue.

Joining fee: ₹250. Foreign currency markup: not published.

Read from Standard Chartered’s own page on 2026-09-16.

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