AU Altura Plus Credit Card

AU Small Finance Bank · ₹499 a year · fee waived on ₹80,000 of annual spend

A mid-tier AU card with cashback offline and points online.

What the bank says

• 1.5% cashback on offline retail spends
• 2X Reward Points on online spends, 1 point per ₹100 offline
• 500 bonus points on ₹20,000 of retail spend in a month
• 8 complimentary railway lounge visits a year

Things that catch people out

• AU does not state what an AU Rewardz point is worth in rupees, so the card is listed with its facts and not ranked.
• The 1.5% cashback applies to offline spends only.

Joining fee: ₹499. Foreign currency markup: not published.

The facts

• Annual fee: ₹499
• Fee waived at: ₹80,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: not published

Read from AU Small Finance Bank’s own page on 2026-10-06.

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