AU Laksya Credit Card

AU Small Finance Bank · ₹1,000 a year · fee waived on ₹2,00,000 of annual spend

A points card for everyday grocery and contactless spending, with lounge access.

What the bank says

• Up to 5 Reward Points per ₹100 on groceries, departmental stores and contactless payments
• 4,000 bonus points or a ₹1,000 voucher on activation
• 8 complimentary domestic airport lounge visits
• Buy-one-get-one movie tickets every month

Things that catch people out

• AU does not state what an AU Rewardz point is worth in rupees, so the card is listed with its facts and not ranked.

Joining fee: ₹1,000. Foreign currency markup: not published.

The facts

• Annual fee: ₹1,000
• Fee waived at: ₹2,00,000 of spend a year
• Domestic lounge visits: 8 a year
• Minimum income: not published

Read from AU Small Finance Bank’s own page on 2026-10-06.

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