CheQ AU Credit Card

AU Small Finance Bank · Lifetime free

A free card with high rewards at partner brands, paid in CheQ points.

What the bank says

• India’s first LED-enabled credit card
• Up to 12% rewards on partner brands and bill payments in the CheQ app, 5% on other online categories
• 5 CheQ points per ₹200 on RuPay UPI payments
• Lifetime free

Things that catch people out

• The rewards are paid in CheQ points and depend on using the CheQ app, so the card is not ranked.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: none, free forever
• Fee waived at: no fee to waive
• Domestic lounge visits: not published
• Minimum income: not published

Read from AU Small Finance Bank’s own page on 2026-10-06.

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