AU LIT Credit Card

AU Small Finance Bank · Lifetime free

A pay-per-feature card, free until you switch a feature on.

What the bank says

• A customisable card: switch features on and off and pay only for the ones you use
• 1% fuel surcharge waiver for ₹49
• Extra 5% and 2% cashback on retail spends for ₹199

Things that catch people out

• The rewards depend on which paid features you choose, so the card is not ranked.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: none, free forever
• Fee waived at: no fee to waive
• Domestic lounge visits: not published
• Minimum income: not published

Read from AU Small Finance Bank’s own page on 2026-10-06.

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