Paytm AU Credit Card

AU Small Finance Bank · Lifetime free

A free card for people who pay through Paytm.

What the bank says

• Up to 2% rewards on Paytm UPI transactions and 5% on Paytm app spends
• 1 point = ₹1 when redeemed on Paytm Gold, ₹0.50 on other categories
• Lounge access on Paytm Travel
• Lifetime free

Things that catch people out

• AU does not state the base earn rate on the page, so the card is not ranked.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: none, free forever
• Fee waived at: no fee to waive
• Domestic lounge visits: not published
• Minimum income: not published

Read from AU Small Finance Bank’s own page on 2026-10-06.

More from AU Small Finance Bank

• AU Altura Credit Card
• AU InstaPay RuPay Credit Card
• AU SPONT Credit Card
• AU Altura Plus Credit Card
• AU Ananta Credit Card
• AU KOSMO Credit Card
• AU Laksya Credit Card
• AU LIT Credit Card

All AU Small Finance Bank credit cards · All 538 cards · Which card pays you the most?