AU Prathama Credit Card

AU Small Finance Bank · ₹100 a year · fee waived on ₹75,000 of annual spend

AU’s first-card option with a very low fee.

What the bank says

• Up to 2 Reward Points per ₹100
• 500 bonus points for each recurring payment set up
• 1% fuel surcharge waiver, up to ₹100 a statement

Things that catch people out

• AU does not state what an AU Rewardz point is worth in rupees, so the card is listed with its facts and not ranked.

Joining fee: ₹100. Foreign currency markup: not published.

The facts

• Annual fee: ₹100
• Fee waived at: ₹75,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: not published

Read from AU Small Finance Bank’s own page on 2026-10-06.

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