Equitas PowerMiles Credit Card

Equitas Small Finance Bank · ₹5,000 a year · fee waived on ₹4,80,000 of annual spend

A travel card with 3 points per ₹100, lounge access and a 2% forex markup.

What Equitas PowerMiles Credit Card really returns

On a typical ₹50,000 a month of card spend, with points counted as cashback, Equitas PowerMiles Credit Card returns about ₹3,690 a year after its fee (0.62% of spend). That ranks 108 out of 260 cards SahiCard can score. Earns most on online shopping (₹900) and groceries (₹720). Put in your own spending to see your figure, with the working shown.

Best credit cards for ₹50,000 a month · All guides

Base rate: 0.75% as Reward Point.

What the bank says

• 3 reward points per ₹100 on eligible spends and 3X on international spends
• Forex markup of 2%
• 2 domestic and 1 international lounge visit a quarter
• Club Marriott and EazyDiner memberships
• Fee ₹5,000; first year free on ₹1.2 lakh spent in 90 days; renewal waived on ₹4.8 lakh

Things that catch people out

• We count 3 points per ₹100 at ₹0.25 as cashback, which is 0.75%; the bonus on international spends is not counted because the page does not make its size clear. Redeemed on the luxury catalogue a point is worth ₹0.50.
• The page does not state a cap on the points, so none is applied.

Joining fee: ₹5,000. Foreign currency markup: 2%.

The facts

• Annual fee: ₹5,000
• Fee waived at: ₹4,80,000 of spend a year
• Domestic lounge visits: 8 a year
• Minimum income: not published

Read from Equitas Small Finance Bank’s own page on 2026-10-06.

More from Equitas Small Finance Bank

• Equitas Selfe Credit Card
• Equitas Tiga Credit Card

All Equitas Small Finance Bank credit cards · All 538 cards · Which card pays you the most?