Equitas Tiga Credit Card

Equitas Small Finance Bank · ₹500 a year · fee waived on ₹1,20,000 of annual spend

A low-fee card with 3X points on UPI and contactless spends.

What the bank says

• 3X reward points on UPI, contactless and pay-by-3 merchant spends, 1 point per ₹100 otherwise
• A point is worth ₹0.10 as cashback and ₹0.15 for travel and vouchers
• Lifetime free for a limited period; renewal waived on ₹1.2 lakh of spend
• 1% fuel surcharge waiver, up to ₹100 a statement

Things that catch people out

• The page says both that UPI earns 3X and that “non-partner and UPI transactions are excluded”, so we cannot tell which applies and do not rank the card.

Joining fee: ₹500. Foreign currency markup: not published.

The facts

• Annual fee: ₹500
• Fee waived at: ₹1,20,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: not published

Read from Equitas Small Finance Bank’s own page on 2026-10-06.

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