Club Vistara IDFC FIRST Credit Card

IDFC FIRST Bank · ₹4,999 a year

A card from the Club Vistara programme, now Air India Maharaja Club.

What the bank says

• Earns Maharaja Points per ₹200
• 2 domestic and 1 international lounge visit a quarter on ₹20,000 of monthly spend
• Foreign currency markup of 2.99%

Things that catch people out

• Earns airline points, which have no fixed rupee value, so it is not ranked.
• No annual fee is charged on renewals from 1 April 2025, and renewal benefits stop.

Joining fee: ₹4,999. Foreign currency markup: 2.99%.

Read from IDFC FIRST Bank’s own page on 2026-09-16.

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