IDFC FIRST Private Credit Card

IDFC FIRST Bank · ₹25,000 a year

IDFC FIRST Bank’s invitation-only card.

What the bank says

• Invitation-only metal card
• 10X points on domestic spends, 5X on international
• Zero foreign currency markup
• Unlimited airport lounge access

Things that catch people out

• The page does not state the joining fee, so it is not ranked.

Joining fee: not published. Foreign currency markup: 0%.

Read from IDFC FIRST Bank’s own page on 2026-09-16.

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