IB RuPay Classic Credit Card
Indian Bank · ₹250 a year · fee waived on ₹50,000 of annual spend
A basic RuPay card with no rewards.
What the bank says
- A card with merchant offers
- Annual fee waived if the previous year’s usage exceeds ₹50,000
Things that catch people out
- Indian Bank’s sheet says this card has no reward points program and no lounge access, so there is nothing to rank.
- No annual fee in the first year; from the second year ₹250 a year, waived if you use the card for ₹50,000 in the previous year.
Joining fee: ₹0.
Foreign currency markup: not published.
The facts
- Annual fee: ₹250
- Fee waived at: ₹50,000 of spend a year
- Domestic lounge visits: not published
- Minimum income: not published
Read from Indian Bank’s own page on 2026-10-06.
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