IB Visa Bharat Credit Card

Indian Bank · Lifetime free

A basic card with no fee and no rewards.

What the bank says

• A basic card for shopping, travel and dining
• Annual fee waived if the previous year’s usage exceeds ₹50,000

Things that catch people out

• Indian Bank’s sheet says this card has no annual fee, no joining fee, no reward points and no EMI or add-on facility, so there is nothing to rank.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: none, free forever
• Fee waived at: no fee to waive
• Domestic lounge visits: not published
• Minimum income: not published

Read from Indian Bank’s own page on 2026-10-06.

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