IOB RuPay Classic Credit Card

Indian Overseas Bank · Lifetime free

An Indian Overseas Bank RuPay Classic card.

What the bank says

• No annual fee

Things that catch people out

• Indian Overseas Bank’s pages do not set out the reward rules, so the card is listed with its facts and not ranked.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: none, free forever
• Fee waived at: no fee to waive
• Domestic lounge visits: not published
• Minimum income: not published

Read from Indian Overseas Bank’s own page on 2026-10-06.

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