IOB RuPay Platinum Credit Card

Indian Overseas Bank · ₹250 a year · fee waived on ₹1,00,000 of annual spend

An Indian Overseas Bank RuPay Platinum card.

What the bank says

• Annual fee ₹250 plus GST, waived if you spend ₹1,00,000 in the year

Things that catch people out

• Indian Overseas Bank’s pages do not set out the reward rules, so the card is listed with its facts and not ranked.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: ₹250
• Fee waived at: ₹1,00,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: not published

Read from Indian Overseas Bank’s own page on 2026-10-06.

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