IndiGo Kotak XL Credit Card

Kotak Mahindra Bank · ₹3,000 a year

An IndiGo co-branded card.

What the bank says

• Up to 21 IndiGo BluChips per ₹100 on IndiGo bookings
• 3 per ₹100 on dining and entertainment; 2 on the rest
• 8 domestic lounge visits a year

Things that catch people out

• Earns IndiGo BluChips, which have no stated rupee value, so it is not ranked.

Joining fee: ₹3,000. Foreign currency markup: not published.

Read from Kotak Mahindra Bank’s own page on 2026-09-16.

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