Kotak Mojo Platinum Credit Card

Kotak Mahindra Bank · ₹1,000 a year · fee waived on ₹1,00,000 of annual spend

An online-spending card.

What the bank says

• 2.5 Mojo points per ₹100 online
• Joining fee waived on ₹30,000 of spend in 90 days
• 8 domestic lounge visits a year, on ₹75,000 of spend a quarter

Things that catch people out

• Kotak’s page does not state what a Mojo point is worth, so it is not ranked.

Joining fee: ₹1,000. Foreign currency markup: not published.

Read from Kotak Mahindra Bank’s own page on 2026-09-16.

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