YES BANK Essence Credit Card

YES BANK · Annual fee not published

A YES BANK points card with spend bonuses.

What the bank says

• 5,000 bonus YES Rewardz on spends of ₹50,000 in the first 90 days
• 10,000 bonus YES Rewardz on annual spends of ₹1 lakh

Things that catch people out

• YES BANK’s page does not print this card’s fees or what a reward point is worth in rupees, so it is listed with its facts and not ranked.

Joining fee: not published. Foreign currency markup: not published.

The facts

• Annual fee: not published
• Fee waived at: no waiver published
• Domestic lounge visits: not published
• Minimum income: not published

Read from YES BANK’s own page on 2026-09-30.

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